Credit and debt guides
Check your credit reports, fix mistakes, deal with collectors and understand what the numbers mean.
Credit & debt
How to dispute an error on your credit report
Who to dispute with, what to put in the letter, what the CFPB says happens next and how to add a statement if the dispute does not fix the error.
Read guide4 min readCredit & debtHow to get your free credit reports
The one authorized site for free reports, how often you can check, the other situations that earn a free copy and how to spot a scam.
Read guide2 min readCredit & debtWhat debt collectors can and cannot do
Call hours, the seven-calls-in-seven-days presumption, the 30-day dispute window and how to tell a collector in writing to stop, from CFPB pages.
Read guide4 min read