- Similar storefront chains include ACE Cash Express, Check Into Cash, Check ’n Go, Speedy Cash and Moneytree, each in certain states.
- Products and prices vary by state, so compare the same loan type and amount.
- Credit union PALs and cash advance apps are usually cheaper.
What Advance America offers
Depending on the state, Advance America offers payday loans (cash advances), installment loans, title loans and lines of credit, in stores and online. Like all short-term lenders, it can only offer products that are legal in your state.
Places like Advance America
| Lender type | Examples | Good for |
|---|---|---|
| Storefront chains | ACE Cash Express, Check Into Cash, Check ’n Go, Speedy Cash, Moneytree | Cash the same day; talking to someone in person |
| Online lenders | CashNetUSA, OppLoans and others | Applying from home; ACH funding |
| Lending networks | Request forms that reach multiple lenders | Getting more than one chance at an offer |
Not every chain operates in every state. Search “[lender name] [your state]” or check your state regulator’s license list.
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Cheaper places to get cash
- Credit union PALs: max 28% APR
- Cash advance apps: small amounts, low or optional fees
- Your employer’s paycheck advance or earned wage access
- 12 ways to get emergency cash
Some storefront lenders offer car title loans. You can lose your car if you do not repay. Consider every other option first.
Lender availability, amounts and fees depend on your state. See payday loan laws by state.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
What places are like Advance America?
Storefront lenders such as ACE Cash Express, Check Into Cash, Check ’n Go, Speedy Cash and Moneytree, plus online lenders like CashNetUSA, in the states where they are licensed.
Is Advance America a payday loan company?
Yes. It offers payday loans and, depending on the state, installment loans, title loans and lines of credit.
What is cheaper than Advance America?
Credit union payday alternative loans and cash advance apps usually cost less than storefront payday loans.