- Capital One no longer offers personal loans.
- It still offers auto loans (with pre-approval), credit cards for many credit levels and business loans.
- Existing personal loan customers can still get support from Capital One.
What Capital One offers today
| Product | Available? |
|---|---|
| Personal loans | No, discontinued |
| Auto loans and auto refinancing | Yes, with online pre-approval |
| Credit cards (including for fair credit) | Yes |
| Small business loans and lines of credit | Yes |
| Checking with no overdraft fees | Yes |
If you already have a Capital One personal loan
Capital One still services existing personal loans. Use the contact details on your loan statement or Capital One’s personal loan support page.
Need $100–$1,000 before payday?
- One free request, many lenders
- Bad credit and benefit income considered by many lenders
- See the APR and total cost before you sign
PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees
Alternatives to a Capital One personal loan
- Banks: Wells Fargo, U.S. Bank, PNC, Citi and TD. See banks that offer personal loans.
- Credit unions, often with lower rates for fair credit.
- Online lenders for fair or poor credit. Compare APR and fees carefully.
- A small emergency? Bank small-dollar loans and cash advance apps cost less than a payday loan.
Bank personal loans usually need good credit and steady income, and some banks only lend to existing customers. If a bank turns you down, compare credit union PALs, installment loans for bad credit or a short-term loan request.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Does Capital One do personal loans?
No. Capital One discontinued its personal loans. It still offers credit cards, auto loans and business loans.
What loans does Capital One offer?
Auto loans and auto refinancing, small business loans and lines of credit, plus credit cards.
What is the best alternative to a Capital One personal loan?
Banks such as U.S. Bank, PNC or Citi, a local credit union, or an online lender, depending on your credit.