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8 guides

Bank Loans: Personal Loans, Small-Dollar Loans & Fees by Bank

Does your bank lend? What does it charge for overdrafts? Bank-by-bank answers, plus where to go when a bank says no.

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Bank loans

Banks That Offer Personal Loans (and Which Big Banks Don’t)

Which banks offer personal loans in 2026? Compare Wells Fargo, U.S. Bank, PNC, Citi, TD and others, and learn why Chase, Bank of America and Capital One don’t.

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Bank loans

Bank Small-Dollar Loans: Low-Cost Payday Alternatives From Your Bank

Big banks now offer small, low-cost loans to checking customers: Wells Fargo Flex Loan, U.S. Bank Simple Loan, Bank of America Balance Assist and Huntington Standby Cash compared.

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Bank loans

Chase Personal Loans: Does Chase Offer Them? (My Chase Loan Explained)

Chase Bank does not offer traditional personal loans. Learn how My Chase Loan works for cardholders, what it costs, and the best alternatives to a Chase personal loan.

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Bank loans

Bank of America Personal Loans: Balance Assist and Alternatives

Bank of America does not offer traditional personal loans. Its only small loan is Balance Assist, $300 to $500 for a $15 fee from August 2026. Here is how it works and your alternatives.

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Bank loans

Capital One Personal Loans: Discontinued. Here Are the Alternatives

Capital One no longer offers personal loans. See what loans Capital One does offer, how existing borrowers get help, and the best alternatives.

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Bank loans

Wells Fargo Personal Loans, Flex Loan & Early Pay Day

Wells Fargo personal loan rates, amounts and eligibility, plus the Wells Fargo Flex Loan ($250 or $500) and Early Pay Day. Who qualifies and what it costs.

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Bank loans

TD Fit Loan: TD Bank Personal Loan Rates, Terms and States

The TD Fit Loan is TD Bank’s personal loan: $2,000 to $50,000 at about 8%–24% APR over 36–60 months, in TD’s East Coast states. Who qualifies and alternatives.

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Bank loans

Overdraft Fees by Bank: Wells Fargo, Chase, TD, PNC and More

Compare overdraft fees at Wells Fargo, Chase, TD Bank, PNC, Bank of America, Capital One and Citi, and learn how to avoid overdraft fees or get them refunded.

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