- $2,000–$50,000 at roughly 8%–24% APR, repaid over 36–60 months.
- No origination, application or prepayment fees.
- Only available in TD Bank’s footprint states on the East Coast plus DC.
TD Fit Loan at a glance
| TD Fit Loan | |
|---|---|
| Amount | $2,000–$50,000 |
| APR | About 7.99% to 23.99% |
| Terms | 36–60 months |
| Fees | No origination, application or prepayment fees |
| Not allowed for | Education or business purposes |
States where the TD Fit Loan is available
Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and Washington, D.C.
Need $100–$1,000 before payday?
- One free request, many lenders
- Bad credit and benefit income considered by many lenders
- See the APR and total cost before you sign
PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees
Who qualifies
TD does not publish a minimum credit score or income, but its rates suggest it targets borrowers with good credit. You must be 18 or older and live in an eligible state. Existing TD customers can often apply online and may get an autopay discount.
Need less than $2,000?
The $2,000 minimum makes the TD Fit Loan a poor fit for small emergencies. For smaller amounts, see bank small-dollar loans, credit union PALs or 12 ways to get emergency cash.
Bank terms change often. Figures are as reported in 2026; confirm current rates and fees on the bank’s website before you apply.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
What is a TD Fit Loan?
TD Bank’s unsecured personal loan, from $2,000 to $50,000 with fixed rates and no fees, repaid over 36 to 60 months.
What are TD Fit Loan rates?
As reported in 2026, about 7.99% to 23.99% APR, depending on credit and other factors.
Which states can get a TD Fit Loan?
TD’s footprint states: CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA and Washington, D.C.