- Payday loans in Atqasuk follow Alaska law (Alaska Statutes chapter 06.50 (Deferred Deposit Advances)).
- We could not verify a fee cap for Alaska; check current limits with the Alaska Division of Banking and Securities.
- The nearest larger city is Fairbanks, about 464 miles away.
Atqasuk at a glance
| Atqasuk | |
|---|---|
| Population (2024 Census estimate) | 257 |
| Change since 2020 | -5.9% (shrinking) |
| County | North Slope Borough |
| Size rank among 93 Alaska places we cover | 90th |
| Nearest larger city | Fairbanks (about 464 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Typical payday APR statewide (CRL 2023) | 424% |
Payday lending in Atqasuk follows Alaska state law. Lenders that serve Atqasuk, in a store or online, must be licensed by the Alaska Division of Banking and Securities.
Credit unions near Atqasuk
NCUA data (June 2026) shows no credit union headquartered in Atqasuk or North Slope Borough. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Atqasuk
The main Alaska rules for a payday loan in Atqasuk: licensing: lenders must be licensed by the Division of Banking and Securities; limits: set by AS 06.50; check the Division’s deferred deposit page for current amounts and fees. See the full Alaska payday loan rules.
What a $300 loan costs in Atqasuk
The Center for Responsible Lending put the typical APR on a $400 payday loan in Alaska at 424% (June 2023). We could not verify a fee cap for Alaska; check current limits with the Alaska Division of Banking and Securities. Check any offer with our payday loan calculator.
Other help in North Slope Borough before you borrow
- Call or text 211 for help with rent, utilities and food in North Slope Borough.
- Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
- Check your bank app for a small-dollar loan or early pay (bank options).
- Try a cash advance app if you have direct deposit (apps compared).
Towns near Atqasuk
- Utqiagvik · 56 mi
- Wainwright · 62 mi
- Nuiqsut · 148 mi
- Anaktuvuk Pass · 212 mi
- Kiana · 255 mi
- Kivalina · 259 mi
The nearest larger city is Fairbanks, about 464 miles away. See all 93 Alaska cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Atqasuk?
Yes. Payday loans are legal in Atqasuk under Alaska state law, and lenders must be licensed by the Alaska Division of Banking and Securities.
How much does a payday loan cost in Atqasuk?
We could not verify a fee cap for Alaska; check current limits with the Alaska Division of Banking and Securities. The typical statewide APR was 424% in 2023.
Where is the nearest credit union to Atqasuk?
NCUA data shows no credit union headquartered in Atqasuk or its county. Use the NCUA credit union locator to find branches and online credit unions.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Alaska Division of Banking and Securities — Deferred deposit advance
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary