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Payday loans by state

Payday Loans in Weed, CA: Rules, Costs and Local Options

Weed is a city of about 2,633 people in Siskiyou County, California. Payday loans are legal here under California law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Weed follow California law (California Deferred Deposit Transaction Law).
  • Borrowing $300 at the state maximum costs $45 fee on a $300 check, so you receive $255.
  • The nearest larger city is Redding, about 58 miles away.

Weed at a glance

Weed
Population (2024 Census estimate)2,633
Change since 2020-7.9% (shrinking)
CountySiskiyou County
Size rank among 480 California places we cover450th
Nearest larger cityRedding (about 58 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Siskiyou County1
Other towns within 25 miles3 (about 5,912 residents)
Typical payday APR statewide (CRL 2023)460%

Payday lending in Weed follows California state law. Lenders that serve Weed, in a store or online, must be licensed by the California Department of Financial Protection and Innovation (DFPI).

Credit unions near Weed

No credit union has its main office in Weed, but these are based elsewhere in Siskiyou County (NCUA, June 2026):

  • Siskiyou Credit Union in Yreka (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Weed

The main California rules for a payday loan in Weed: maximum check: $300 (so the most you can receive is $255); maximum fee: 15% of the check amount ($45 on $300); loan term: up to 31 days. See the full California payday loan rules.

What a $300 loan costs in Weed

At California’s maximum fee, borrowing $300 costs $45 fee on a $300 check, so you receive $255. Statewide, the typical APR on a $400 payday loan was 460% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Siskiyou County before you borrow

  • Call or text 211 for help with rent, utilities and food in Siskiyou County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Weed

The nearest larger city is Redding, about 58 miles away. See all 480 California cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Weed?

Yes. Payday loans are legal in Weed under California state law, and lenders must be licensed by the California Department of Financial Protection and Innovation (DFPI).

How much does a payday loan cost in Weed?

At California’s maximum fee, borrowing $300 costs $45 fee on a $300 check, so you receive $255. The typical statewide APR was 460% in 2023.

Where is the nearest credit union to Weed?

No credit union is headquartered in Weed, but Siskiyou Credit Union is based in Yreka, also in Siskiyou County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. California DFPI — Deferred Deposit Transaction Law report
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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