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Payday loans by state

Payday Loans in Bronson, FL: Rules, Costs and Local Options

Bronson is a town of about 1,263 people in Levy County, Florida. Payday loans are legal here under Florida law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Bronson follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
  • Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
  • The nearest larger city is Gainesville, about 24 miles away.

Bronson at a glance

Bronson
Population (2024 Census estimate)1,263
Change since 2020+10.5% (growing fast)
CountyLevy County
Size rank among 393 Florida places we cover323rd
Nearest larger cityGainesville (about 24 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles10 (about 186,029 residents)
Typical payday APR statewide (CRL 2023)293%

There is no separate Bronson payday law: Florida rules apply here, and any lender serving Bronson residents, online or in person, needs a license from the Florida Office of Financial Regulation.

Credit unions near Bronson

NCUA data (June 2026) shows no credit union headquartered in Bronson or Levy County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Bronson

In short, Florida rules that cover Bronson include: maximum loan: $500 (single-payment); $1,000 for installment deferred presentment; maximum fee: 10% of the amount provided, plus a verification fee; loan term: 7 to 31 days (installment: 60 to 90 days). See the full Florida payday loan rules.

What a $300 loan costs in Bronson

At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. Statewide, the typical APR on a $400 payday loan was 293% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Levy County before you borrow

Before a payday loan, Bronson residents can usually find something cheaper:

  1. Local assistance through 211 covering Levy County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Bronson

The nearest larger city is Gainesville, about 24 miles away. See all 393 Florida cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Bronson?

Yes. Payday loans are legal in Bronson under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.

How much does a payday loan cost in Bronson?

At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.

Where is the nearest credit union to Bronson?

NCUA data shows no credit union headquartered in Bronson or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Florida Statutes s. 560.404
  5. Florida OFR — Payday lenders
  6. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  7. CDFI Fund — NCUA payday alternative loans summary
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