- Payday loans in Casselberry follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
- Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
- The nearest larger city is Winter Springs, about 4 miles away.
Casselberry at a glance
| Casselberry | |
|---|---|
| Population (2024 Census estimate) | 31,650 |
| Change since 2020 | +9.4% (growing fast) |
| County | Seminole County |
| Size rank among 393 Florida places we cover | 93rd |
| Nearest larger city | Winter Springs (about 4 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Seminole County | 3 |
| Other towns within 25 miles | 23 (about 960,544 residents) |
| Typical payday APR statewide (CRL 2023) | 293% |
Whether you borrow at a storefront in Winter Springs or online from Casselberry, the lender must hold a Florida license from the Florida Office of Financial Regulation and follow state limits.
Credit unions near Casselberry
No credit union has its main office in Casselberry, but these are based elsewhere in Seminole County (NCUA, June 2026):
- Insight Credit Union in Winter Springs (state charter)
- Adventhealth Credit Union in Altamonte Sprin (state charter)
- Addition Financial Credit Union in Lake Mary (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Casselberry
Key Florida limits that apply to Casselberry borrowers: maximum loan: $500 (single-payment); $1,000 for installment deferred presentment; maximum fee: 10% of the amount provided, plus a verification fee; loan term: 7 to 31 days (installment: 60 to 90 days). See the full Florida payday loan rules.
What a $300 loan costs in Casselberry
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. Statewide, the typical APR on a $400 payday loan was 293% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Seminole County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Casselberry that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Casselberry
- Longwood · 3 mi
- Winter Springs · 4 mi
- Maitland · 4 mi
- Altamonte Springs · 4 mi
- Winter Park · 5 mi
- Eatonville · 5 mi
The nearest larger city is Winter Springs, about 4 miles away. See all 393 Florida cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Casselberry?
Yes. Payday loans are legal in Casselberry under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.
How much does a payday loan cost in Casselberry?
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.
Where is the nearest credit union to Casselberry?
No credit union is headquartered in Casselberry, but Insight Credit Union is based in Winter Springs, also in Seminole County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Florida Statutes s. 560.404
- Florida OFR — Payday lenders
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary