- Payday loans in Dania Beach follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
- Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
- The nearest larger city is Hollywood, about 2 miles away.
Dania Beach at a glance
| Dania Beach | |
|---|---|
| Population (2024 Census estimate) | 33,076 |
| Change since 2020 | +4.2% (growing) |
| County | Broward County |
| Size rank among 393 Florida places we cover | 92nd |
| Nearest larger city | Hollywood (about 2 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Broward County | 10 |
| Other towns within 25 miles | 55 (about 3,425,864 residents) |
| Typical payday APR statewide (CRL 2023) | 293% |
There is no separate Dania Beach payday law: Florida rules apply here, and any lender serving Dania Beach residents, online or in person, needs a license from the Florida Office of Financial Regulation.
Credit unions near Dania Beach
No credit union has its main office in Dania Beach, but these are based elsewhere in Broward County (NCUA, June 2026):
- Broward Healthcare Federal Credit Union in Fort Lauderdale (federal charter — may offer payday alternative loans (PALs))
- We Florida Financial Credit Union in Fort Lauderdale (state charter)
- Pompano Beach City Emp. Credit Union in Pompano Beach (state charter)
- Sun Credit Union in Hollywood (state charter)
- Connect Credit Union in Fort Lauderdale (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Dania Beach
In short, Florida rules that cover Dania Beach include: maximum loan: $500 (single-payment); $1,000 for installment deferred presentment; maximum fee: 10% of the amount provided, plus a verification fee; loan term: 7 to 31 days (installment: 60 to 90 days). See the full Florida payday loan rules.
What a $300 loan costs in Dania Beach
The Center for Responsible Lending put the typical APR on a $400 payday loan in Florida at 293% (June 2023). For $300 at the state maximum, expect $30 (10% fee) plus a small verification fee. Check any offer with our payday loan calculator.
Other help in Broward County before you borrow
Before a payday loan, Dania Beach residents can usually find something cheaper:
- Local assistance through 211 covering Broward County.
- A credit union payday alternative loan (max 28% APR). See PALs explained.
- Your bank’s small-dollar loan, if offered (compare banks).
- A cash advance app for $20–$500 (apps compared).
Towns near Dania Beach
- Hollywood · 2 mi
- Pembroke Park · 5 mi
- Hallandale Beach · 5 mi
- West Park · 6 mi
- Fort Lauderdale · 6 mi
- Aventura · 7 mi
The nearest larger city is Hollywood, about 2 miles away. See all 393 Florida cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Dania Beach?
Yes. Payday loans are legal in Dania Beach under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.
How much does a payday loan cost in Dania Beach?
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.
Where is the nearest credit union to Dania Beach?
No credit union is headquartered in Dania Beach, but Broward Healthcare Federal Credit Union is based in Fort Lauderdale, also in Broward County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Florida Statutes s. 560.404
- Florida OFR — Payday lenders
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary