- Payday loans in Sunrise follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
- Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
- 1 credit union is headquartered in Sunrise; ask about small-dollar loans before borrowing.
Sunrise at a glance
| Sunrise | |
|---|---|
| Population (2024 Census estimate) | 100,128 |
| Change since 2020 | +3.1% (growing) |
| County | Broward County |
| Size rank among 393 Florida places we cover | 27th |
| Nearest larger city | Plantation (about 3 miles) |
| Credit unions headquartered in town (NCUA) | 1 |
| Credit unions headquartered in Broward County | 10 |
| Other towns within 25 miles | 52 (about 2,748,777 residents) |
| Typical payday APR statewide (CRL 2023) | 293% |
Whether you borrow at a storefront in Plantation or online from Sunrise, the lender must hold a Florida license from the Florida Office of Financial Regulation and follow state limits.
Credit unions in Sunrise
These credit unions have their main office in Sunrise, according to NCUA call report data (June 2026):
- Priorityone Credit Union of Florida (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Sunrise
| Rule | Florida |
|---|---|
| Maximum loan | $500 (single-payment); $1,000 for installment deferred presentment |
| Maximum fee | 10% of the amount provided, plus a verification fee |
| Loan term | 7 to 31 days (installment: 60 to 90 days) |
| Loans at once | One, checked through the state database |
| Cooling-off | 24 hours after a loan ends |
| Rollovers | Not allowed |
| If you cannot pay | A 60-day grace period at no extra charge if you complete credit counseling |
What a $300 loan costs in Sunrise
The Center for Responsible Lending put the typical APR on a $400 payday loan in Florida at 293% (June 2023). For $300 at the state maximum, expect $30 (10% fee) plus a small verification fee. Check any offer with our payday loan calculator.
Other help in Broward County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Sunrise that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Sunrise
- Tamarac · 2 mi
- Lauderhill · 2 mi
- Plantation · 3 mi
- North Lauderdale · 4 mi
- Lauderdale Lakes · 4 mi
- Margate · 6 mi
The nearest larger city is Plantation, about 3 miles away. See all 393 Florida cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Sunrise?
Yes. Payday loans are legal in Sunrise under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.
How much does a payday loan cost in Sunrise?
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.
Are there credit unions in Sunrise?
Yes. NCUA data lists 1 credit union with a main office in Sunrise, including Priorityone Credit Union of Florida.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Florida Statutes s. 560.404
- Florida OFR — Payday lenders
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary