PaydayEase is not a lender. We may earn a fee when you use a partner offer. How we make money

Payday loans by state

Payday Loans in Buhler, KS: Rules, Costs and Local Options

With about 1,315 residents (2024 Census estimate), Buhler has held steady since 2020. If you are thinking about a payday loan here, these are the Kansas rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Buhler follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Hutchinson, about 9 miles away.

Buhler at a glance

Buhler
Population (2024 Census estimate)1,315
Change since 2020-0.7% (holding steady)
CountyReno County
Size rank among 367 Kansas places we cover157th
Nearest larger cityHutchinson (about 9 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Reno County7
Other towns within 25 miles20 (about 95,702 residents)
Typical payday APR statewide (CRL 2023)391%

Whether you borrow at a storefront in Hutchinson or online from Buhler, the lender must hold a Kansas license from the Kansas Office of the State Bank Commissioner and follow state limits.

Credit unions near Buhler

No credit union has its main office in Buhler, but these are based elsewhere in Reno County (NCUA, June 2026):

  • Heartland Credit Union in Hutchinson (state charter)
  • Hutchinson Government Employees Credit Union in Hutchinson (state charter)
  • Morton Credit Union in South Hutchinso (state charter)
  • Bell Credit Union in Hutchinson (state charter)
  • Dillon Credit Union in Hutchinson (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

Need $100–$1,000 before payday?

  • One free request, many lenders
  • Bad credit and benefit income considered by many lenders
  • See the APR and total cost before you sign
Start your request Takes about 5 minutes

PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees

Payday loan rules that apply in Buhler

Key Kansas limits that apply to Buhler borrowers: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.

What a $300 loan costs in Buhler

The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.

Other help in Reno County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Buhler that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Buhler

The nearest larger city is Hutchinson, about 9 miles away. See all 367 Kansas cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

Request a loan

Frequently asked questions

Are payday loans legal in Buhler?

Yes. Payday loans are legal in Buhler under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.

How much does a payday loan cost in Buhler?

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Buhler?

No credit union is headquartered in Buhler, but Heartland Credit Union is based in Hutchinson, also in Reno County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. K.S.A. 16a-2-404
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
Request a loan