- Payday loans in Dodge follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
- Borrowing $300 at the state maximum costs $45 (15% fee).
- The nearest larger city is Garden, about 48 miles away.
Dodge at a glance
| Dodge | |
|---|---|
| Population (2024 Census estimate) | 27,663 |
| Change since 2020 | -0.3% (holding steady) |
| County | Ford County |
| Size rank among 367 Kansas places we cover | 15th |
| Share of Kansas’s population | 0.9% |
| Nearest larger city | Garden (about 48 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Ford County | 1 |
| Other towns within 25 miles | 5 (about 4,457 residents) |
| Typical payday APR statewide (CRL 2023) | 391% |
There is no separate Dodge payday law: Kansas rules apply here, and any lender serving Dodge residents, online or in person, needs a license from the Kansas Office of the State Bank Commissioner.
Credit unions near Dodge
No credit union has its main office in Dodge, but these are based elsewhere in Ford County (NCUA, June 2026):
- Credit Union of Dodge City in Dodge City (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Dodge
In short, Kansas rules that cover Dodge include: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.
What a $300 loan costs in Dodge
At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). Statewide, the typical APR on a $400 payday loan was 391% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Ford County before you borrow
Before a payday loan, Dodge residents can usually find something cheaper:
- Local assistance through 211 covering Ford County.
- A credit union payday alternative loan (max 28% APR). See PALs explained.
- Your bank’s small-dollar loan, if offered (compare banks).
- A cash advance app for $20–$500 (apps compared).
Towns near Dodge
The nearest larger city is Garden, about 48 miles away. See all 367 Kansas cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Dodge?
Yes. Payday loans are legal in Dodge under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.
How much does a payday loan cost in Dodge?
At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.
Where is the nearest credit union to Dodge?
No credit union is headquartered in Dodge, but Credit Union of Dodge City is based in Dodge City, also in Ford County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- K.S.A. 16a-2-404
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary