- Payday loans in Haven follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
- Borrowing $300 at the state maximum costs $45 (15% fee).
- The nearest larger city is Hutchinson, about 13 miles away.
Haven at a glance
| Haven | |
|---|---|
| Population (2024 Census estimate) | 1,168 |
| Change since 2020 | +0.1% (holding steady) |
| County | Reno County |
| Size rank among 367 Kansas places we cover | 172nd |
| Nearest larger city | Hutchinson (about 13 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Reno County | 7 |
| Other towns within 25 miles | 20 (about 79,167 residents) |
| Typical payday APR statewide (CRL 2023) | 391% |
Whether you borrow at a storefront in Hutchinson or online from Haven, the lender must hold a Kansas license from the Kansas Office of the State Bank Commissioner and follow state limits.
Credit unions near Haven
No credit union has its main office in Haven, but these are based elsewhere in Reno County (NCUA, June 2026):
- Heartland Credit Union in Hutchinson (state charter)
- Hutchinson Government Employees Credit Union in Hutchinson (state charter)
- Morton Credit Union in South Hutchinso (state charter)
- Bell Credit Union in Hutchinson (state charter)
- Dillon Credit Union in Hutchinson (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Haven
Key Kansas limits that apply to Haven borrowers: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.
What a $300 loan costs in Haven
The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.
Other help in Reno County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Haven that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Haven
- Mount Hope · 7 mi
- Burrton · 10 mi
- Andale · 11 mi
- South Hutchinson · 12 mi
- Hutchinson · 13 mi
- Bentley · 15 mi
The nearest larger city is Hutchinson, about 13 miles away. See all 367 Kansas cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Haven?
Yes. Payday loans are legal in Haven under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.
How much does a payday loan cost in Haven?
At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.
Where is the nearest credit union to Haven?
No credit union is headquartered in Haven, but Heartland Credit Union is based in Hutchinson, also in Reno County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- K.S.A. 16a-2-404
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary