- Payday loans in Satanta follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
- Borrowing $300 at the state maximum costs $45 (15% fee).
- The nearest larger city is Garden, about 38 miles away.
Satanta at a glance
| Satanta | |
|---|---|
| Population (2024 Census estimate) | 1,042 |
| Change since 2020 | -4.8% (shrinking) |
| County | Haskell County |
| Size rank among 367 Kansas places we cover | 185th |
| Nearest larger city | Garden (about 38 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Other towns within 25 miles | 6 (about 8,770 residents) |
| Typical payday APR statewide (CRL 2023) | 391% |
Payday lending in Satanta follows Kansas state law. Lenders that serve Satanta, in a store or online, must be licensed by the Kansas Office of the State Bank Commissioner.
Credit unions near Satanta
NCUA data (June 2026) shows no credit union headquartered in Satanta or Haskell County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Satanta
The main Kansas rules for a payday loan in Satanta: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.
What a $300 loan costs in Satanta
The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.
Other help in Haskell County before you borrow
- Call or text 211 for help with rent, utilities and food in Haskell County.
- Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
- Check your bank app for a small-dollar loan or early pay (bank options).
- Try a cash advance app if you have direct deposit (apps compared).
Towns near Satanta
The nearest larger city is Garden, about 38 miles away. See all 367 Kansas cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Satanta?
Yes. Payday loans are legal in Satanta under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.
How much does a payday loan cost in Satanta?
At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.
Where is the nearest credit union to Satanta?
NCUA data shows no credit union headquartered in Satanta or its county. Use the NCUA credit union locator to find branches and online credit unions.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- K.S.A. 16a-2-404
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary