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Payday loans by state

Payday Loans in Tribune, KS: Rules, Costs and Local Options

With about 691 residents (2024 Census estimate), Tribune has lost residents since 2020. If you are thinking about a payday loan here, these are the Kansas rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Tribune follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Garden, about 60 miles away.

Tribune at a glance

Tribune
Population (2024 Census estimate)691
Change since 2020-9.7% (shrinking)
CountyGreeley County
Size rank among 367 Kansas places we cover238th
Nearest larger cityGarden (about 60 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles2 (about 1,794 residents)
Typical payday APR statewide (CRL 2023)391%

Whether you borrow at a storefront in Garden or online from Tribune, the lender must hold a Kansas license from the Kansas Office of the State Bank Commissioner and follow state limits.

Credit unions near Tribune

NCUA data (June 2026) shows no credit union headquartered in Tribune or Greeley County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Tribune

Key Kansas limits that apply to Tribune borrowers: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.

What a $300 loan costs in Tribune

The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.

Other help in Greeley County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Tribune that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Tribune

The nearest larger city is Garden, about 60 miles away. See all 367 Kansas cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Tribune?

Yes. Payday loans are legal in Tribune under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.

How much does a payday loan cost in Tribune?

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Tribune?

NCUA data shows no credit union headquartered in Tribune or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. K.S.A. 16a-2-404
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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