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Payday loans by state

Payday Loans in Turon, KS: Rules, Costs and Local Options

Turon is a city of about 306 people in Reno County, Kansas. Payday loans are legal here under Kansas law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Turon follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Hutchinson, about 33 miles away.

Turon at a glance

Turon
Population (2024 Census estimate)306
Change since 2020-0.3% (holding steady)
CountyReno County
Size rank among 367 Kansas places we cover346th
Nearest larger cityHutchinson (about 33 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Reno County7
Other towns within 25 miles7 (about 13,027 residents)
Typical payday APR statewide (CRL 2023)391%

There is no separate Turon payday law: Kansas rules apply here, and any lender serving Turon residents, online or in person, needs a license from the Kansas Office of the State Bank Commissioner.

Credit unions near Turon

No credit union has its main office in Turon, but these are based elsewhere in Reno County (NCUA, June 2026):

  • Heartland Credit Union in Hutchinson (state charter)
  • Hutchinson Government Employees Credit Union in Hutchinson (state charter)
  • Morton Credit Union in South Hutchinso (state charter)
  • Bell Credit Union in Hutchinson (state charter)
  • Dillon Credit Union in Hutchinson (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Turon

In short, Kansas rules that cover Turon include: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.

What a $300 loan costs in Turon

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). Statewide, the typical APR on a $400 payday loan was 391% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Reno County before you borrow

Before a payday loan, Turon residents can usually find something cheaper:

  1. Local assistance through 211 covering Reno County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Turon

The nearest larger city is Hutchinson, about 33 miles away. See all 367 Kansas cities.

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Frequently asked questions

Are payday loans legal in Turon?

Yes. Payday loans are legal in Turon under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.

How much does a payday loan cost in Turon?

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Turon?

No credit union is headquartered in Turon, but Heartland Credit Union is based in Hutchinson, also in Reno County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. K.S.A. 16a-2-404
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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