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Payday loans by state

Payday Loans in Weir, KS: Rules, Costs and Local Options

Payday loans are legal in Weir, Kansas, a city of 570 people about 104 miles from Gardner. Before you borrow, compare the cost with credit unions in the area.

Key takeaways
  • Payday loans in Weir follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Gardner, about 104 miles away.

Weir at a glance

Weir
Population (2024 Census estimate)570
Change since 20200% (holding steady)
CountyCherokee County
Size rank among 367 Kansas places we cover264th
Nearest larger cityGardner (about 104 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles13 (about 40,942 residents)
Typical payday APR statewide (CRL 2023)391%

Payday lending in Weir follows Kansas state law. Lenders that serve Weir, in a store or online, must be licensed by the Kansas Office of the State Bank Commissioner.

Credit unions near Weir

NCUA data (June 2026) shows no credit union headquartered in Weir or Cherokee County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Weir

The main Kansas rules for a payday loan in Weir: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.

What a $300 loan costs in Weir

The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.

Other help in Cherokee County before you borrow

  • Call or text 211 for help with rent, utilities and food in Cherokee County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Weir

The nearest larger city is Gardner, about 104 miles away. See all 367 Kansas cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Weir?

Yes. Payday loans are legal in Weir under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.

How much does a payday loan cost in Weir?

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Weir?

NCUA data shows no credit union headquartered in Weir or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. K.S.A. 16a-2-404
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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