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Payday loans by state

Payday Loans in Angie, LA: Rules, Costs and Local Options

Angie is a village of about 251 people in Washington Parish, Louisiana. Payday loans are legal here under Louisiana law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Angie follow Louisiana law (Louisiana Deferred Presentment and Small Loan Act, as amended by Act 510 (2025)).
  • Borrowing $300 at the state maximum costs $50.25 (16.75%) plus a $10 documentation fee.
  • The nearest larger city is Slidell, about 47 miles away.

Angie at a glance

Angie
Population (2024 Census estimate)251
Change since 2020-0.4% (holding steady)
CountyWashington Parish
Size rank among 256 Louisiana places we cover256th
Nearest larger citySlidell (about 47 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Washington Parish3
Other towns within 25 miles4 (about 14,676 residents)
Typical payday APR statewide (CRL 2023)410%

Payday lending in Angie follows Louisiana state law. Lenders that serve Angie, in a store or online, must be licensed by the Louisiana Office of Financial Institutions.

Credit unions near Angie

No credit union has its main office in Angie, but these are based elsewhere in Washington Parish (NCUA, June 2026):

  • Zellco Federal Credit Union in Bogalusa (federal charter — may offer payday alternative loans (PALs))
  • Municipal Employees Federal Credit Union in Bogalusa (federal charter — may offer payday alternative loans (PALs))
  • Washington Educational Assoc Federal Credit Union in Franklinton (federal charter — may offer payday alternative loans (PALs))

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Angie

The main Louisiana rules for a payday loan in Angie: maximum loan: $700 since August 1, 2025 (was $350); OFI publishes an annual adjustment; maximum fee: 16.75% of the amount advanced, plus a $10 documentation fee (the old $45 cap was removed); loan term: up to 30 days. See the full Louisiana payday loan rules.

What a $300 loan costs in Angie

At Louisiana’s maximum fee, borrowing $300 costs $50.25 (16.75%) plus a $10 documentation fee. Statewide, the typical APR on a $400 payday loan was 410% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Washington Parish before you borrow

  • Call or text 211 for help with rent, utilities and food in Washington Parish.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Angie

The nearest larger city is Slidell, about 47 miles away. See all 256 Louisiana cities.

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Frequently asked questions

Are payday loans legal in Angie?

Yes. Payday loans are legal in Angie under Louisiana state law, and lenders must be licensed by the Louisiana Office of Financial Institutions.

How much does a payday loan cost in Angie?

At Louisiana’s maximum fee, borrowing $300 costs $50.25 (16.75%) plus a $10 documentation fee. The typical statewide APR was 410% in 2023.

Where is the nearest credit union to Angie?

No credit union is headquartered in Angie, but Zellco Federal Credit Union is based in Bogalusa, also in Washington Parish.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Louisiana OFI — 2025 deferred presentment and small loan legislation
  5. Louisiana OFI — Payday loans pamphlet
  6. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  7. CDFI Fund — NCUA payday alternative loans summary
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