- Payday loans in Henderson follow Nevada law (NRS chapter 604A).
- We could not verify a fee cap for Nevada; check current limits with the Nevada Financial Institutions Division.
- The nearest larger city is Las Vegas, about 20 miles away.
Henderson at a glance
| Henderson | |
|---|---|
| Population (2024 Census estimate) | 350,039 |
| Change since 2020 | +9.8% (growing fast) |
| County | Clark County |
| Size rank among 19 Nevada places we cover | 2nd |
| Share of Nevada’s population | 10.7% |
| Nearest larger city | Las Vegas (about 20 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Clark County | 6 |
| Other towns within 25 miles | 3 (about 987,985 residents) |
| Typical payday APR statewide (CRL 2023) | 548% |
Payday lending in Henderson follows Nevada state law. Lenders that serve Henderson, in a store or online, must be licensed by the Nevada Financial Institutions Division.
Credit unions near Henderson
No credit union has its main office in Henderson, but these are based elsewhere in Clark County (NCUA, June 2026):
- Weststar Credit Union in Las Vegas (state charter)
- One Nevada Credit Union in Las Vegas (state charter)
- Create Credit Union in Las Vegas (state charter)
- Plus Credit Union in Las Vegas (state charter)
- Boulder Dam Credit Union in Boulder City (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Henderson
| Rule | Nevada |
|---|---|
| Maximum loan | No more than 25% of your expected gross monthly income |
| Loan term | Up to 35 days for single-payment loans |
| Database | Statewide database of short-term loans |
What a $300 loan costs in Henderson
We could not verify a fee cap for Nevada; check current limits with the Nevada Financial Institutions Division. Statewide, the typical APR on a $400 payday loan was 548% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Clark County before you borrow
- Call or text 211 for help with rent, utilities and food in Clark County.
- Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
- Check your bank app for a small-dollar loan or early pay (bank options).
- Try a cash advance app if you have direct deposit (apps compared).
Towns near Henderson
- Boulder · 13 mi
- North Las Vegas · 20 mi
- Las Vegas · 20 mi
- Mesquite · 75 mi
- Caliente · 117 mi
- Ely · 225 mi
The nearest larger city is Las Vegas, about 20 miles away. See all 19 Nevada cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Henderson?
Yes. Payday loans are legal in Henderson under Nevada state law, and lenders must be licensed by the Nevada Financial Institutions Division.
How much does a payday loan cost in Henderson?
We could not verify a fee cap for Nevada; check current limits with the Nevada Financial Institutions Division. The typical statewide APR was 548% in 2023.
Where is the nearest credit union to Henderson?
No credit union is headquartered in Henderson, but Weststar Credit Union is based in Las Vegas, also in Clark County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- NRS chapter 604A
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary