- Payday loans in Haskell follow Oklahoma law (Oklahoma Deferred Deposit Lending Act (59 O.S. §§ 3101–3119)).
- Borrowing $300 at the state maximum costs $45.
- The nearest larger city is Bixby, about 14 miles away.
Haskell at a glance
| Haskell | |
|---|---|
| Population (2024 Census estimate) | 1,721 |
| Change since 2020 | +5.2% (growing fast) |
| County | Muskogee County |
| Size rank among 411 Oklahoma places we cover | 154th |
| Nearest larger city | Bixby (about 14 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Muskogee County | 1 |
| Other towns within 25 miles | 20 (about 696,451 residents) |
| Typical payday APR statewide (CRL 2023) | 424% |
Payday lending in Haskell follows Oklahoma state law. Lenders that serve Haskell, in a store or online, must be licensed by the Oklahoma Department of Consumer Credit.
Credit unions near Haskell
No credit union has its main office in Haskell, but these are based elsewhere in Muskogee County (NCUA, June 2026):
- Muskogee Federal Credit Union in Muskogee (federal charter — may offer payday alternative loans (PALs))
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees
Payday loan rules that apply in Haskell
The main Oklahoma rules for a payday loan in Haskell: maximum loan: $500; maximum fee: $15 per $100 on the first $300, then $10 per $100; loan term: 12 to 45 days. See the full Oklahoma payday loan rules.
What a $300 loan costs in Haskell
At Oklahoma’s maximum fee, borrowing $300 costs $45. Statewide, the typical APR on a $400 payday loan was 424% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Muskogee County before you borrow
- Call or text 211 for help with rent, utilities and food in Muskogee County.
- Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
- Check your bank app for a small-dollar loan or early pay (bank options).
- Try a cash advance app if you have direct deposit (apps compared).
Towns near Haskell
The nearest larger city is Bixby, about 14 miles away. See all 411 Oklahoma cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Haskell?
Yes. Payday loans are legal in Haskell under Oklahoma state law, and lenders must be licensed by the Oklahoma Department of Consumer Credit.
How much does a payday loan cost in Haskell?
At Oklahoma’s maximum fee, borrowing $300 costs $45. The typical statewide APR was 424% in 2023.
Where is the nearest credit union to Haskell?
No credit union is headquartered in Haskell, but Muskogee Federal Credit Union is based in Muskogee, also in Muskogee County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Oklahoma Legislature — SB 1565 (2004)
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary