PaydayEase is not a lender. We may earn a fee when you use a partner offer. How we make money

Payday loans by state

Payday Loans in Tuttle, OK: Rules, Costs and Local Options

With about 8,584 residents (2024 Census estimate), Tuttle has grown quickly since 2020. If you are thinking about a payday loan here, these are the Oklahoma rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Tuttle follow Oklahoma law (Oklahoma Deferred Deposit Lending Act (59 O.S. §§ 3101–3119)).
  • Borrowing $300 at the state maximum costs $45.
  • The nearest larger city is Yukon, about 14 miles away.

Tuttle at a glance

Tuttle
Population (2024 Census estimate)8,584
Change since 2020+15.5% (growing fast)
CountyGrady County
Size rank among 411 Oklahoma places we cover54th
Nearest larger cityYukon (about 14 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles28 (about 1,173,668 residents)
Typical payday APR statewide (CRL 2023)424%

There is no separate Tuttle payday law: Oklahoma rules apply here, and any lender serving Tuttle residents, online or in person, needs a license from the Oklahoma Department of Consumer Credit.

Credit unions near Tuttle

NCUA data (June 2026) shows no credit union headquartered in Tuttle or Grady County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

Need $100–$1,000 before payday?

  • One free request, many lenders
  • Bad credit and benefit income considered by many lenders
  • See the APR and total cost before you sign
Start your request Takes about 5 minutes

PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees

Payday loan rules that apply in Tuttle

In short, Oklahoma rules that cover Tuttle include: maximum loan: $500; maximum fee: $15 per $100 on the first $300, then $10 per $100; loan term: 12 to 45 days. See the full Oklahoma payday loan rules.

What a $300 loan costs in Tuttle

The Center for Responsible Lending put the typical APR on a $400 payday loan in Oklahoma at 424% (June 2023). For $300 at the state maximum, expect $45. Check any offer with our payday loan calculator.

Other help in Grady County before you borrow

Before a payday loan, Tuttle residents can usually find something cheaper:

  1. Local assistance through 211 covering Grady County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Tuttle

The nearest larger city is Yukon, about 14 miles away. See all 411 Oklahoma cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

Request a loan

Frequently asked questions

Are payday loans legal in Tuttle?

Yes. Payday loans are legal in Tuttle under Oklahoma state law, and lenders must be licensed by the Oklahoma Department of Consumer Credit.

How much does a payday loan cost in Tuttle?

At Oklahoma’s maximum fee, borrowing $300 costs $45. The typical statewide APR was 424% in 2023.

Where is the nearest credit union to Tuttle?

NCUA data shows no credit union headquartered in Tuttle or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Oklahoma Legislature — SB 1565 (2004)
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
Request a loan