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Payday loans by state

Payday Loans in Norris, SC: Rules, Costs and Local Options

With about 754 residents (2024 Census estimate), Norris has held steady since 2020. If you are thinking about a payday loan here, these are the South Carolina rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Norris follow South Carolina law (S.C. Code Title 34, Chapter 39 (Deferred Presentment Services Act)).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Easley, about 10 miles away.

Norris at a glance

Norris
Population (2024 Census estimate)754
Change since 2020+0.9% (holding steady)
CountyPickens County
Size rank among 223 South Carolina places we cover171st
Nearest larger cityEasley (about 10 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles18 (about 203,809 residents)
Typical payday APR statewide (CRL 2023)391%

Payday lending in Norris follows South Carolina state law. Lenders that serve Norris, in a store or online, must be licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division.

Credit unions near Norris

NCUA data (June 2026) shows no credit union headquartered in Norris or Pickens County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Norris

The main South Carolina rules for a payday loan in Norris: maximum loan: $550; maximum fee: 15% of the amount advanced; loan term: up to 31 days. See the full South Carolina payday loan rules.

What a $300 loan costs in Norris

The Center for Responsible Lending put the typical APR on a $400 payday loan in South Carolina at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.

Other help in Pickens County before you borrow

  • Call or text 211 for help with rent, utilities and food in Pickens County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Norris

The nearest larger city is Easley, about 10 miles away. See all 223 South Carolina cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Norris?

Yes. Payday loans are legal in Norris under South Carolina state law, and lenders must be licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division.

How much does a payday loan cost in Norris?

At South Carolina’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Norris?

NCUA data shows no credit union headquartered in Norris or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. South Carolina Legislature — Deferred presentment (2009 Bill 87)
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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