- Payday loans in Fairview follow Tennessee law (Deferred Presentment Services Act (TCA Title 45, Chapter 17)).
- Borrowing $300 at the state maximum costs 15% of the check amount.
- The nearest larger city is Franklin, about 16 miles away.
Fairview at a glance
| Fairview | |
|---|---|
| Population (2024 Census estimate) | 10,535 |
| Change since 2020 | +10.7% (growing fast) |
| County | Williamson County |
| Size rank among 326 Tennessee places we cover | 62nd |
| Nearest larger city | Franklin (about 16 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Williamson County | 3 |
| Other towns within 25 miles | 17 (about 960,332 residents) |
| Typical payday APR statewide (CRL 2023) | 460% |
There is no separate Fairview payday law: Tennessee rules apply here, and any lender serving Fairview residents, online or in person, needs a license from the Tennessee Department of Financial Institutions.
Credit unions near Fairview
No credit union has its main office in Fairview, but these are based elsewhere in Williamson County (NCUA, June 2026):
- P.I.A.S. Credit Union in Brentwood (state charter)
- Koin Credit Union in Brentwood (state charter)
- Southeast Financial Credit Union in Franklin (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Fairview
In short, Tennessee rules that cover Fairview include: maximum: $500 in total outstanding checks; maximum fee: 15% of the face amount of the check; loan term: up to 31 days. See the full Tennessee payday loan rules.
What a $300 loan costs in Fairview
At Tennessee’s maximum fee, borrowing $300 costs 15% of the check amount. Statewide, the typical APR on a $400 payday loan was 460% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Williamson County before you borrow
Before a payday loan, Fairview residents can usually find something cheaper:
- Local assistance through 211 covering Williamson County.
- A credit union payday alternative loan (max 28% APR). See PALs explained.
- Your bank’s small-dollar loan, if offered (compare banks).
- A cash advance app for $20–$500 (apps compared).
Towns near Fairview
The nearest larger city is Franklin, about 16 miles away. See all 326 Tennessee cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Fairview?
Yes. Payday loans are legal in Fairview under Tennessee state law, and lenders must be licensed by the Tennessee Department of Financial Institutions.
How much does a payday loan cost in Fairview?
At Tennessee’s maximum fee, borrowing $300 costs 15% of the check amount. The typical statewide APR was 460% in 2023.
Where is the nearest credit union to Fairview?
No credit union is headquartered in Fairview, but P.I.A.S. Credit Union is based in Brentwood, also in Williamson County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Tennessee — Consumer notice, Deferred Presentment Services Act
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary