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Payday loans by state

Payday Loans in Deweyville, UT: Rules, Costs and Local Options

With about 455 residents (2024 Census estimate), Deweyville has grown quickly since 2020. If you are thinking about a payday loan here, these are the Utah rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Deweyville follow Utah law (Utah Code Title 7, Chapter 23 (Deferred Deposit Lending)).
  • Utah law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is Logan, about 13 miles away.

Deweyville at a glance

Deweyville
Population (2024 Census estimate)455
Change since 2020+8.3% (growing fast)
CountyBox Elder County
Size rank among 230 Utah places we cover204th
Nearest larger cityLogan (about 13 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Box Elder County2
Other towns within 25 miles32 (about 189,679 residents)
Typical payday APR statewide (CRL 2023)543%

Whether you borrow at a storefront in Logan or online from Deweyville, the lender must hold a Utah license from the Utah Department of Financial Institutions and follow state limits.

Credit unions near Deweyville

No credit union has its main office in Deweyville, but these are based elsewhere in Box Elder County (NCUA, June 2026):

  • Elevate Federal Credit Union in Brigham City (federal charter — may offer payday alternative loans (PALs))
  • Members First Credit Union in Brigham City (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Deweyville

Key Utah limits that apply to Deweyville borrowers: loan amount and fees: no statutory cap; maximum interest period: 10 weeks; no interest or fees after that; extended payment plan: after 10 weeks you can ask for an extended payment plan with no extra interest or fees. See the full Utah payday loan rules.

What a $300 loan costs in Deweyville

The Center for Responsible Lending put the typical APR on a $400 payday loan in Utah at 543% (June 2023). Utah law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.

Other help in Box Elder County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Deweyville that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Deweyville

The nearest larger city is Logan, about 13 miles away. See all 230 Utah cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Deweyville?

Yes. Payday loans are legal in Deweyville under Utah state law, and lenders must be licensed by the Utah Department of Financial Institutions.

How much does a payday loan cost in Deweyville?

Utah law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 543% in 2023.

Where is the nearest credit union to Deweyville?

No credit union is headquartered in Deweyville, but Elevate Federal Credit Union is based in Brigham City, also in Box Elder County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Utah Code 7-23-401
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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