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Payday loans by state

Payday Loans in Glendale, UT: Rules, Costs and Local Options

Glendale is a town of about 333 people in Kane County, Utah. Payday loans are legal here under Utah law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Glendale follow Utah law (Utah Code Title 7, Chapter 23 (Deferred Deposit Lending)).
  • Utah law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is Cedar, about 36 miles away.

Glendale at a glance

Glendale
Population (2024 Census estimate)333
Change since 2020+8.5% (growing fast)
CountyKane County
Size rank among 230 Utah places we cover214th
Nearest larger cityCedar (about 36 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles3 (about 6,475 residents)
Typical payday APR statewide (CRL 2023)543%

There is no separate Glendale payday law: Utah rules apply here, and any lender serving Glendale residents, online or in person, needs a license from the Utah Department of Financial Institutions.

Credit unions near Glendale

NCUA data (June 2026) shows no credit union headquartered in Glendale or Kane County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Glendale

In short, Utah rules that cover Glendale include: loan amount and fees: no statutory cap; maximum interest period: 10 weeks; no interest or fees after that; extended payment plan: after 10 weeks you can ask for an extended payment plan with no extra interest or fees. See the full Utah payday loan rules.

What a $300 loan costs in Glendale

The Center for Responsible Lending put the typical APR on a $400 payday loan in Utah at 543% (June 2023). Utah law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.

Other help in Kane County before you borrow

Before a payday loan, Glendale residents can usually find something cheaper:

  1. Local assistance through 211 covering Kane County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Glendale

The nearest larger city is Cedar, about 36 miles away. See all 230 Utah cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Glendale?

Yes. Payday loans are legal in Glendale under Utah state law, and lenders must be licensed by the Utah Department of Financial Institutions.

How much does a payday loan cost in Glendale?

Utah law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 543% in 2023.

Where is the nearest credit union to Glendale?

NCUA data shows no credit union headquartered in Glendale or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Utah Code 7-23-401
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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