- Payday loans in Coon Valley follow Wisconsin law (Wis. Stat. § 138.14).
- Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
- The nearest larger city is La Crosse, about 14 miles away.
Coon Valley at a glance
| Coon Valley | |
|---|---|
| Population (2024 Census estimate) | 761 |
| Change since 2020 | +0.3% (holding steady) |
| County | Vernon County |
| Size rank among 561 Wisconsin places we cover | 407th |
| Nearest larger city | La Crosse (about 14 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Vernon County | 1 |
| Other towns within 25 miles | 18 (about 113,135 residents) |
| Typical payday APR statewide (CRL 2023) | 537% |
There is no separate Coon Valley payday law: Wisconsin rules apply here, and any lender serving Coon Valley residents, online or in person, needs a license from the Wisconsin Department of Financial Institutions.
Credit unions near Coon Valley
No credit union has its main office in Coon Valley, but these are based elsewhere in Vernon County (NCUA, June 2026):
- Westby Co-Op Credit Union in Westby (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Coon Valley
In short, Wisconsin rules that cover Coon Valley include: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.
What a $300 loan costs in Coon Valley
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Statewide, the typical APR on a $400 payday loan was 537% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Vernon County before you borrow
Before a payday loan, Coon Valley residents can usually find something cheaper:
- Local assistance through 211 covering Vernon County.
- A credit union payday alternative loan (max 28% APR). See PALs explained.
- Your bank’s small-dollar loan, if offered (compare banks).
- A cash advance app for $20–$500 (apps compared).
Towns near Coon Valley
The nearest larger city is La Crosse, about 14 miles away. See all 561 Wisconsin cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Coon Valley?
Yes. Payday loans are legal in Coon Valley under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.
How much does a payday loan cost in Coon Valley?
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.
Where is the nearest credit union to Coon Valley?
No credit union is headquartered in Coon Valley, but Westby Co-Op Credit Union is based in Westby, also in Vernon County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Wisconsin DFI — Licensed financial services FAQ
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary