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Payday loans by state

Payday Loans in Denmark, WI: Rules, Costs and Local Options

Payday loans are legal in Denmark, Wisconsin, a village of 2,892 people about 14 miles from De Pere. Before you borrow, compare the cost with credit unions in Brown County.

Key takeaways
  • Payday loans in Denmark follow Wisconsin law (Wis. Stat. § 138.14).
  • Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is De Pere, about 14 miles away.

Denmark at a glance

Denmark
Population (2024 Census estimate)2,892
Change since 2020+19.6% (growing fast)
CountyBrown County
Size rank among 561 Wisconsin places we cover220th
Nearest larger cityDe Pere (about 14 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Brown County4
Other towns within 25 miles28 (about 329,853 residents)
Typical payday APR statewide (CRL 2023)537%

Whether you borrow at a storefront in De Pere or online from Denmark, the lender must hold a Wisconsin license from the Wisconsin Department of Financial Institutions and follow state limits.

Credit unions near Denmark

No credit union has its main office in Denmark, but these are based elsewhere in Brown County (NCUA, June 2026):

  • Pcm Credit Union in Green Bay (state charter)
  • Service Credit Union in Green Bay (state charter)
  • Wisconsin Medical Credit Union in Green Bay (state charter)
  • Capital Credit Union in Green Bay (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

Check your loan options

PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees

Payday loan rules that apply in Denmark

Key Wisconsin limits that apply to Denmark borrowers: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.

What a $300 loan costs in Denmark

The Center for Responsible Lending put the typical APR on a $400 payday loan in Wisconsin at 537% (June 2023). Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.

Other help in Brown County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Denmark that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Denmark

The nearest larger city is De Pere, about 14 miles away. See all 561 Wisconsin cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Denmark?

Yes. Payday loans are legal in Denmark under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.

How much does a payday loan cost in Denmark?

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.

Where is the nearest credit union to Denmark?

No credit union is headquartered in Denmark, but Pcm Credit Union is based in Green Bay, also in Brown County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Wisconsin DFI — Licensed financial services FAQ
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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