- Payday loans in Eden follow Wisconsin law (Wis. Stat. § 138.14).
- Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
- The nearest larger city is Fond du Lac, about 7 miles away.
Eden at a glance
| Eden | |
|---|---|
| Population (2024 Census estimate) | 904 |
| Change since 2020 | +1.7% (growing) |
| County | Fond du Lac County |
| Size rank among 561 Wisconsin places we cover | 385th |
| Nearest larger city | Fond du Lac (about 7 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Fond du Lac County | 3 |
| Other towns within 25 miles | 29 (about 208,245 residents) |
| Typical payday APR statewide (CRL 2023) | 537% |
Whether you borrow at a storefront in Fond du Lac or online from Eden, the lender must hold a Wisconsin license from the Wisconsin Department of Financial Institutions and follow state limits.
Credit unions near Eden
No credit union has its main office in Eden, but these are based elsewhere in Fond du Lac County (NCUA, June 2026):
- Compassionate Care Credit Union in Fond Du Lac (state charter)
- Golden Rule Community Credit Union in Ripon (state charter)
- Fond Du Lac Credit Union in Fond Du Lac (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Eden
Key Wisconsin limits that apply to Eden borrowers: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.
What a $300 loan costs in Eden
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Statewide, the typical APR on a $400 payday loan was 537% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Fond du Lac County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Eden that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Eden
- Fond du Lac · 7 mi
- Lomira · 8 mi
- Campbellsport · 8 mi
- Brownsville · 8 mi
- Oakfield · 9 mi
- North Fond du Lac · 10 mi
The nearest larger city is Fond du Lac, about 7 miles away. See all 561 Wisconsin cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Eden?
Yes. Payday loans are legal in Eden under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.
How much does a payday loan cost in Eden?
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.
Where is the nearest credit union to Eden?
No credit union is headquartered in Eden, but Compassionate Care Credit Union is based in Fond Du Lac, also in Fond du Lac County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Wisconsin DFI — Licensed financial services FAQ
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary