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Payday loans by state

Payday Loans in Hustisford, WI: Rules, Costs and Local Options

With about 1,074 residents (2024 Census estimate), Hustisford has lost residents since 2020. If you are thinking about a payday loan here, these are the Wisconsin rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Hustisford follow Wisconsin law (Wis. Stat. § 138.14).
  • Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is West Bend, about 22 miles away.

Hustisford at a glance

Hustisford
Population (2024 Census estimate)1,074
Change since 2020-2% (shrinking)
CountyDodge County
Size rank among 561 Wisconsin places we cover361st
Nearest larger cityWest Bend (about 22 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles44 (about 261,282 residents)
Typical payday APR statewide (CRL 2023)537%

There is no separate Hustisford payday law: Wisconsin rules apply here, and any lender serving Hustisford residents, online or in person, needs a license from the Wisconsin Department of Financial Institutions.

Credit unions near Hustisford

NCUA data (June 2026) shows no credit union headquartered in Hustisford or Dodge County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Hustisford

In short, Wisconsin rules that cover Hustisford include: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.

What a $300 loan costs in Hustisford

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Statewide, the typical APR on a $400 payday loan was 537% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Dodge County before you borrow

Before a payday loan, Hustisford residents can usually find something cheaper:

  1. Local assistance through 211 covering Dodge County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Hustisford

The nearest larger city is West Bend, about 22 miles away. See all 561 Wisconsin cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Hustisford?

Yes. Payday loans are legal in Hustisford under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.

How much does a payday loan cost in Hustisford?

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.

Where is the nearest credit union to Hustisford?

NCUA data shows no credit union headquartered in Hustisford or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Wisconsin DFI — Licensed financial services FAQ
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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