- Payday loans in Lake Hallie follow Wisconsin law (Wis. Stat. § 138.14).
- Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
- The nearest larger city is Eau Claire, about 6 miles away.
Lake Hallie at a glance
| Lake Hallie | |
|---|---|
| Population (2024 Census estimate) | 7,349 |
| Change since 2020 | +2.3% (growing) |
| Counties | Chippewa County and Eau Claire County |
| Size rank among 561 Wisconsin places we cover | 131st |
| Nearest larger city | Eau Claire (about 6 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in these counties | 1 |
| Other towns within 25 miles | 17 (about 133,679 residents) |
| Typical payday APR statewide (CRL 2023) | 537% |
Whether you borrow at a storefront in Eau Claire or online from Lake Hallie, the lender must hold a Wisconsin license from the Wisconsin Department of Financial Institutions and follow state limits.
Credit unions near Lake Hallie
No credit union has its main office in Lake Hallie, but these are based elsewhere in Chippewa County (NCUA, June 2026):
- Royal Credit Union in Eau Claire (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Lake Hallie
Key Wisconsin limits that apply to Lake Hallie borrowers: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.
What a $300 loan costs in Lake Hallie
The Center for Responsible Lending put the typical APR on a $400 payday loan in Wisconsin at 537% (June 2023). Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.
Other help in Chippewa County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Lake Hallie that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Lake Hallie
- Chippewa Falls · 3 mi
- Eau Claire · 6 mi
- Altoona · 6 mi
- Fall Creek · 11 mi
- Elk Mound · 13 mi
- Cadott · 14 mi
The nearest larger city is Eau Claire, about 6 miles away. See all 561 Wisconsin cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Lake Hallie?
Yes. Payday loans are legal in Lake Hallie under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.
How much does a payday loan cost in Lake Hallie?
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.
Where is the nearest credit union to Lake Hallie?
No credit union is headquartered in Lake Hallie, but Royal Credit Union is based in Eau Claire, also in Chippewa County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Wisconsin DFI — Licensed financial services FAQ
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary