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Payday loans by state

Payday Loans in Loganville, WI: Rules, Costs and Local Options

With about 291 residents (2024 Census estimate), Loganville has lost residents since 2020. If you are thinking about a payday loan here, these are the Wisconsin rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Loganville follow Wisconsin law (Wis. Stat. § 138.14).
  • Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is Madison, about 39 miles away.

Loganville at a glance

Loganville
Population (2024 Census estimate)291
Change since 2020-2.7% (shrinking)
CountySauk County
Size rank among 561 Wisconsin places we cover549th
Nearest larger cityMadison (about 39 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles24 (about 57,136 residents)
Typical payday APR statewide (CRL 2023)537%

There is no separate Loganville payday law: Wisconsin rules apply here, and any lender serving Loganville residents, online or in person, needs a license from the Wisconsin Department of Financial Institutions.

Credit unions near Loganville

NCUA data (June 2026) shows no credit union headquartered in Loganville or Sauk County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Loganville

In short, Wisconsin rules that cover Loganville include: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.

What a $300 loan costs in Loganville

The Center for Responsible Lending put the typical APR on a $400 payday loan in Wisconsin at 537% (June 2023). Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.

Other help in Sauk County before you borrow

Before a payday loan, Loganville residents can usually find something cheaper:

  1. Local assistance through 211 covering Sauk County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Loganville

The nearest larger city is Madison, about 39 miles away. See all 561 Wisconsin cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Loganville?

Yes. Payday loans are legal in Loganville under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.

How much does a payday loan cost in Loganville?

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.

Where is the nearest credit union to Loganville?

NCUA data shows no credit union headquartered in Loganville or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Wisconsin DFI — Licensed financial services FAQ
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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