- Payday loans in Menasha follow Wisconsin law (Wis. Stat. § 138.14).
- Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
- The nearest larger city is Neenah, about 4 miles away.
Menasha at a glance
| Menasha | |
|---|---|
| Population (2024 Census estimate) | 18,433 |
| Change since 2020 | +0.8% (holding steady) |
| Counties | Calumet County and Winnebago County |
| Size rank among 561 Wisconsin places we cover | 47th |
| Nearest larger city | Neenah (about 4 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in these counties | 8 |
| Other towns within 25 miles | 30 (about 356,816 residents) |
| Typical payday APR statewide (CRL 2023) | 537% |
Whether you borrow at a storefront in Neenah or online from Menasha, the lender must hold a Wisconsin license from the Wisconsin Department of Financial Institutions and follow state limits.
Credit unions near Menasha
No credit union has its main office in Menasha, but these are based elsewhere in Calumet County (NCUA, June 2026):
- Premier Financial Credit Union in New Holstein (state charter)
- Evergreen Credit Union in Neenah (state charter)
- Winnebago Community Credit Union in Oshkosh (state charter)
- Community First Credit Union in Appleton (state charter)
- Ripple Credit Union in Oshkosh (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Payday loan rules that apply in Menasha
Key Wisconsin limits that apply to Menasha borrowers: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.
What a $300 loan costs in Menasha
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Statewide, the typical APR on a $400 payday loan was 537% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Calumet County before you borrow
- Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Menasha that offers them. See how PALs work.
- Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
- Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
- 211: call or text 211 for local help with rent, utilities and food.
Towns near Menasha
The nearest larger city is Neenah, about 4 miles away. See all 561 Wisconsin cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Menasha?
Yes. Payday loans are legal in Menasha under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.
How much does a payday loan cost in Menasha?
Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.
Where is the nearest credit union to Menasha?
No credit union is headquartered in Menasha, but Premier Financial Credit Union is based in New Holstein, also in Calumet County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Wisconsin DFI — Licensed financial services FAQ
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary