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Payday loans by state

Payday Loans in Suring, WI: Rules, Costs and Local Options

Payday loans are legal in Suring, Wisconsin, a village of 519 people about 38 miles from Green Bay. Before you borrow, compare the cost with credit unions in Oconto County.

Key takeaways
  • Payday loans in Suring follow Wisconsin law (Wis. Stat. § 138.14).
  • Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is Green Bay, about 38 miles away.

Suring at a glance

Suring
Population (2024 Census estimate)519
Change since 2020-0.4% (holding steady)
CountyOconto County
Size rank among 561 Wisconsin places we cover478th
Nearest larger cityGreen Bay (about 38 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Oconto County1
Other towns within 25 miles12 (about 23,399 residents)
Typical payday APR statewide (CRL 2023)537%

Whether you borrow at a storefront in Green Bay or online from Suring, the lender must hold a Wisconsin license from the Wisconsin Department of Financial Institutions and follow state limits.

Credit unions near Suring

No credit union has its main office in Suring, but these are based elsewhere in Oconto County (NCUA, June 2026):

  • N.E.W. Credit Union in Oconto Falls (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Suring

Key Wisconsin limits that apply to Suring borrowers: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.

What a $300 loan costs in Suring

The Center for Responsible Lending put the typical APR on a $400 payday loan in Wisconsin at 537% (June 2023). Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Check any offer with our payday loan calculator.

Other help in Oconto County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Suring that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Suring

The nearest larger city is Green Bay, about 38 miles away. See all 561 Wisconsin cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Suring?

Yes. Payday loans are legal in Suring under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.

How much does a payday loan cost in Suring?

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.

Where is the nearest credit union to Suring?

No credit union is headquartered in Suring, but N.E.W. Credit Union is based in Oconto Falls, also in Oconto County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Wisconsin DFI — Licensed financial services FAQ
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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