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Payday loans by state

Payday Loans in Wausaukee, WI: Rules, Costs and Local Options

Wausaukee is a village of about 593 people in Marinette County, Wisconsin. Payday loans are legal here under Wisconsin law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Wausaukee follow Wisconsin law (Wis. Stat. § 138.14).
  • Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender.
  • The nearest larger city is Green Bay, about 59 miles away.

Wausaukee at a glance

Wausaukee
Population (2024 Census estimate)593
Change since 2020-0.5% (holding steady)
CountyMarinette County
Size rank among 561 Wisconsin places we cover450th
Nearest larger cityGreen Bay (about 59 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Marinette County3
Other towns within 25 miles4 (about 5,606 residents)
Typical payday APR statewide (CRL 2023)537%

Payday lending in Wausaukee follows Wisconsin state law. Lenders that serve Wausaukee, in a store or online, must be licensed by the Wisconsin Department of Financial Institutions.

Credit unions near Wausaukee

No credit union has its main office in Wausaukee, but these are based elsewhere in Marinette County (NCUA, June 2026):

  • Bay Shore Credit Union in Marinette (state charter)
  • Tri-County Credit Union in Marinette (state charter)
  • Forward Financial Credit Union in Niagara (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Wausaukee

The main Wisconsin rules for a payday loan in Wausaukee: maximum loan: $1,500 or 35% of your gross monthly income, whichever is less; loan term: 90 days or less; renewals: one renewal; 24-hour cooling-off period after repaying a renewed loan. See the full Wisconsin payday loan rules.

What a $300 loan costs in Wausaukee

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. Statewide, the typical APR on a $400 payday loan was 537% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Marinette County before you borrow

  • Call or text 211 for help with rent, utilities and food in Marinette County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Wausaukee

The nearest larger city is Green Bay, about 59 miles away. See all 561 Wisconsin cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Wausaukee?

Yes. Payday loans are legal in Wausaukee under Wisconsin state law, and lenders must be licensed by the Wisconsin Department of Financial Institutions.

How much does a payday loan cost in Wausaukee?

Wisconsin law sets no cap on payday loan fees, so prices vary widely by lender. The typical statewide APR was 537% in 2023.

Where is the nearest credit union to Wausaukee?

No credit union is headquartered in Wausaukee, but Bay Shore Credit Union is based in Marinette, also in Marinette County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Wisconsin DFI — Licensed financial services FAQ
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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