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Payday loans by state

Payday Loans in La Barge, WY: Rules, Costs and Local Options

With about 395 residents (2024 Census estimate), La Barge has held steady since 2020. If you are thinking about a payday loan here, these are the Wyoming rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in La Barge follow Wyoming law (Wyoming Uniform Consumer Credit Code, W.S. 40-14-363).
  • Borrowing $300 at the state maximum costs Up to $60 a month (20%).
  • The nearest larger city is Casper, about 201 miles away.

La Barge at a glance

La Barge
Population (2024 Census estimate)395
Change since 2020-0.3% (holding steady)
CountyLincoln County
Size rank among 72 Wyoming places we cover62nd
Nearest larger cityCasper (about 201 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles2 (about 1,235 residents)
Typical payday APR statewide (CRL 2023)316%

Payday lending in La Barge follows Wyoming state law. Lenders that serve La Barge, in a store or online, must be licensed by the Wyoming Division of Banking.

Credit unions near La Barge

NCUA data (June 2026) shows no credit union headquartered in La Barge or Lincoln County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in La Barge

The main Wyoming rules for a payday loan in La Barge: maximum fee: $30 or 20% of the principal per month, whichever is greater; extended payment plan: available under W.S. 40-14-366. See the full Wyoming payday loan rules.

What a $300 loan costs in La Barge

At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). Statewide, the typical APR on a $400 payday loan was 316% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Lincoln County before you borrow

  • Call or text 211 for help with rent, utilities and food in Lincoln County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near La Barge

The nearest larger city is Casper, about 201 miles away. See all 72 Wyoming cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in La Barge?

Yes. Payday loans are legal in La Barge under Wyoming state law, and lenders must be licensed by the Wyoming Division of Banking.

How much does a payday loan cost in La Barge?

At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). The typical statewide APR was 316% in 2023.

Where is the nearest credit union to La Barge?

NCUA data shows no credit union headquartered in La Barge or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. W.S. 40-14-363
  5. W.S. 40-14-366 — Extended payment plan
  6. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  7. CDFI Fund — NCUA payday alternative loans summary
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