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Payday loans by state

Payday Loans in Meeteetse, WY: Rules, Costs and Local Options

With about 316 residents (2024 Census estimate), Meeteetse has grown since 2020. If you are thinking about a payday loan here, these are the Wyoming rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Meeteetse follow Wyoming law (Wyoming Uniform Consumer Credit Code, W.S. 40-14-363).
  • Borrowing $300 at the state maximum costs Up to $60 a month (20%).
  • The nearest larger city is Casper, about 156 miles away.

Meeteetse at a glance

Meeteetse
Population (2024 Census estimate)316
Change since 2020+1.3% (growing)
CountyPark County
Size rank among 72 Wyoming places we cover69th
Nearest larger cityCasper (about 156 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Park County2
Typical payday APR statewide (CRL 2023)316%

Payday lending in Meeteetse follows Wyoming state law. Lenders that serve Meeteetse, in a store or online, must be licensed by the Wyoming Division of Banking.

Credit unions near Meeteetse

No credit union has its main office in Meeteetse, but these are based elsewhere in Park County (NCUA, June 2026):

  • Sunlight Federal Credit Union in Cody (federal charter — may offer payday alternative loans (PALs))
  • Powell Schools Federal Credit Union in Powell (federal charter — may offer payday alternative loans (PALs))

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Meeteetse

The main Wyoming rules for a payday loan in Meeteetse: maximum fee: $30 or 20% of the principal per month, whichever is greater; extended payment plan: available under W.S. 40-14-366. See the full Wyoming payday loan rules.

What a $300 loan costs in Meeteetse

At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). Statewide, the typical APR on a $400 payday loan was 316% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.

Other help in Park County before you borrow

  • Call or text 211 for help with rent, utilities and food in Park County.
  • Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
  • Check your bank app for a small-dollar loan or early pay (bank options).
  • Try a cash advance app if you have direct deposit (apps compared).

Towns near Meeteetse

The nearest larger city is Casper, about 156 miles away. See all 72 Wyoming cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Meeteetse?

Yes. Payday loans are legal in Meeteetse under Wyoming state law, and lenders must be licensed by the Wyoming Division of Banking.

How much does a payday loan cost in Meeteetse?

At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). The typical statewide APR was 316% in 2023.

Where is the nearest credit union to Meeteetse?

No credit union is headquartered in Meeteetse, but Sunlight Federal Credit Union is based in Cody, also in Park County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. W.S. 40-14-363
  5. W.S. 40-14-366 — Extended payment plan
  6. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  7. CDFI Fund — NCUA payday alternative loans summary
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