- Payday loans in Wright follow Wyoming law (Wyoming Uniform Consumer Credit Code, W.S. 40-14-363).
- Borrowing $300 at the state maximum costs Up to $60 a month (20%).
- The nearest larger city is Gillette, about 36 miles away.
Wright at a glance
| Wright | |
|---|---|
| Population (2024 Census estimate) | 1,660 |
| Change since 2020 | +0.7% (holding steady) |
| County | Campbell County |
| Size rank among 72 Wyoming places we cover | 34th |
| Nearest larger city | Gillette (about 36 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Campbell County | 1 |
| Typical payday APR statewide (CRL 2023) | 316% |
There is no separate Wright payday law: Wyoming rules apply here, and any lender serving Wright residents, online or in person, needs a license from the Wyoming Division of Banking.
Credit unions near Wright
No credit union has its main office in Wright, but these are based elsewhere in Campbell County (NCUA, June 2026):
- Campco Federal Credit Union in Gillette (federal charter — may offer payday alternative loans (PALs))
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
Need $100–$1,000 before payday?
- One free request, many lenders
- Bad credit and benefit income considered by many lenders
- See the APR and total cost before you sign
PaydayEase is not a lender. Requests go to lenders in our network; approval, rates and terms are set by the lender. Rates & fees
Payday loan rules that apply in Wright
In short, Wyoming rules that cover Wright include: maximum fee: $30 or 20% of the principal per month, whichever is greater; extended payment plan: available under W.S. 40-14-366. See the full Wyoming payday loan rules.
What a $300 loan costs in Wright
At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). Statewide, the typical APR on a $400 payday loan was 316% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Campbell County before you borrow
Before a payday loan, Wright residents can usually find something cheaper:
- Local assistance through 211 covering Campbell County.
- A credit union payday alternative loan (max 28% APR). See PALs explained.
- Your bank’s small-dollar loan, if offered (compare banks).
- A cash advance app for $20–$500 (apps compared).
Towns near Wright
The nearest larger city is Gillette, about 36 miles away. See all 72 Wyoming cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Wright?
Yes. Payday loans are legal in Wright under Wyoming state law, and lenders must be licensed by the Wyoming Division of Banking.
How much does a payday loan cost in Wright?
At Wyoming’s maximum fee, borrowing $300 costs Up to $60 a month (20%). The typical statewide APR was 316% in 2023.
Where is the nearest credit union to Wright?
No credit union is headquartered in Wright, but Campco Federal Credit Union is based in Gillette, also in Campbell County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- W.S. 40-14-363
- W.S. 40-14-366 — Extended payment plan
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary