- Payday loans in Davie follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
- Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
- The nearest larger city is Pembroke Pines, about 6 miles away.
Davie at a glance
| Davie | |
|---|---|
| Population (2024 Census estimate) | 112,052 |
| Change since 2020 | +5.7% (growing fast) |
| County | Broward County |
| Size rank among 393 Florida places we cover | 22nd |
| Nearest larger city | Pembroke Pines (about 6 miles) |
| Credit unions headquartered in town (NCUA) | None |
| Credit unions headquartered in Broward County | 10 |
| Other towns within 25 miles | 55 (about 3,346,888 residents) |
| Typical payday APR statewide (CRL 2023) | 293% |
Payday lending in Davie follows Florida state law. Lenders that serve Davie, in a store or online, must be licensed by the Florida Office of Financial Regulation.
Credit unions near Davie
No credit union has its main office in Davie, but these are based elsewhere in Broward County (NCUA, June 2026):
- Broward Healthcare Federal Credit Union in Fort Lauderdale (federal charter — may offer payday alternative loans (PALs))
- We Florida Financial Credit Union in Fort Lauderdale (state charter)
- Pompano Beach City Emp. Credit Union in Pompano Beach (state charter)
- Sun Credit Union in Hollywood (state charter)
- Connect Credit Union in Fort Lauderdale (state charter)
Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.
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Payday loan rules that apply in Davie
| Rule | Florida |
|---|---|
| Maximum loan | $500 (single-payment); $1,000 for installment deferred presentment |
| Maximum fee | 10% of the amount provided, plus a verification fee |
| Loan term | 7 to 31 days (installment: 60 to 90 days) |
| Loans at once | One, checked through the state database |
| Cooling-off | 24 hours after a loan ends |
| Rollovers | Not allowed |
| If you cannot pay | A 60-day grace period at no extra charge if you complete credit counseling |
What a $300 loan costs in Davie
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. Statewide, the typical APR on a $400 payday loan was 293% (Center for Responsible Lending, June 2023). Check any offer with our payday loan calculator.
Other help in Broward County before you borrow
- Call or text 211 for help with rent, utilities and food in Broward County.
- Ask a federal credit union about a PAL: $200–$2,000 at no more than 28% APR (how PALs work).
- Check your bank app for a small-dollar loan or early pay (bank options).
- Try a cash advance app if you have direct deposit (apps compared).
Towns near Davie
- Cooper · 2 mi
- Plantation · 3 mi
- Pembroke Pines · 6 mi
- Southwest Ranches · 6 mi
- Sunrise · 7 mi
- Lauderhill · 7 mi
The nearest larger city is Pembroke Pines, about 6 miles away. See all 393 Florida cities.
Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.
Request a loanFrequently asked questions
Are payday loans legal in Davie?
Yes. Payday loans are legal in Davie under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.
How much does a payday loan cost in Davie?
At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.
Where is the nearest credit union to Davie?
No credit union is headquartered in Davie, but Broward Healthcare Federal Credit Union is based in Fort Lauderdale, also in Broward County.
Sources
- U.S. Census Bureau — City and town population totals, Vintage 2024
- U.S. Census Bureau — 2024 Gazetteer files (place locations)
- NCUA — Credit union call report data, June 2026 (FOICU)
- Florida Statutes s. 560.404
- Florida OFR — Payday lenders
- Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
- CDFI Fund — NCUA payday alternative loans summary