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Payday loans by state

Payday Loans in Weston, FL: Rules, Costs and Local Options

With about 70,674 residents (2024 Census estimate), Weston has grown since 2020. If you are thinking about a payday loan here, these are the Florida rules that apply, what it costs and the local alternatives.

Key takeaways
  • Payday loans in Weston follow Florida law (Florida Statutes s. 560.404 (deferred presentment)).
  • Borrowing $300 at the state maximum costs $30 (10% fee) plus a small verification fee.
  • The nearest larger city is Pembroke Pines, about 7 miles away.

Weston at a glance

Weston
Population (2024 Census estimate)70,674
Change since 2020+3.9% (growing)
CountyBroward County
Size rank among 393 Florida places we cover42nd
Nearest larger cityPembroke Pines (about 7 miles)
Credit unions headquartered in town (NCUA)None
Credit unions headquartered in Broward County10
Other towns within 25 miles52 (about 2,715,763 residents)
Typical payday APR statewide (CRL 2023)293%

Whether you borrow at a storefront in Pembroke Pines or online from Weston, the lender must hold a Florida license from the Florida Office of Financial Regulation and follow state limits.

Credit unions near Weston

No credit union has its main office in Weston, but these are based elsewhere in Broward County (NCUA, June 2026):

  • Broward Healthcare Federal Credit Union in Fort Lauderdale (federal charter — may offer payday alternative loans (PALs))
  • We Florida Financial Credit Union in Fort Lauderdale (state charter)
  • Pompano Beach City Emp. Credit Union in Pompano Beach (state charter)
  • Sun Credit Union in Hollywood (state charter)
  • Connect Credit Union in Fort Lauderdale (state charter)

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Weston

Key Florida limits that apply to Weston borrowers: maximum loan: $500 (single-payment); $1,000 for installment deferred presentment; maximum fee: 10% of the amount provided, plus a verification fee; loan term: 7 to 31 days (installment: 60 to 90 days). See the full Florida payday loan rules.

What a $300 loan costs in Weston

The Center for Responsible Lending put the typical APR on a $400 payday loan in Florida at 293% (June 2023). For $300 at the state maximum, expect $30 (10% fee) plus a small verification fee. Check any offer with our payday loan calculator.

Other help in Broward County before you borrow

  • Credit union payday alternative loans (PALs): $200–$2,000 at no more than 28% APR. Search for a federal credit union in Weston that offers them. See how PALs work.
  • Your bank’s small-dollar loan, if it offers one. See bank small-dollar loans.
  • Cash advance apps for $20–$500 based on your direct deposits. See apps compared.
  • 211: call or text 211 for local help with rent, utilities and food.

Towns near Weston

The nearest larger city is Pembroke Pines, about 7 miles away. See all 393 Florida cities.

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Frequently asked questions

Are payday loans legal in Weston?

Yes. Payday loans are legal in Weston under Florida state law, and lenders must be licensed by the Florida Office of Financial Regulation.

How much does a payday loan cost in Weston?

At Florida’s maximum fee, borrowing $300 costs $30 (10% fee) plus a small verification fee. The typical statewide APR was 293% in 2023.

Where is the nearest credit union to Weston?

No credit union is headquartered in Weston, but Broward Healthcare Federal Credit Union is based in Fort Lauderdale, also in Broward County.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. Florida Statutes s. 560.404
  5. Florida OFR — Payday lenders
  6. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  7. CDFI Fund — NCUA payday alternative loans summary
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