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Payday loans by state

Payday Loans in Meade, KS: Rules, Costs and Local Options

Meade is a city of about 1,436 people in Meade County, Kansas. Payday loans are legal here under Kansas law, so the same state limits apply whether you borrow in a store or online.

Key takeaways
  • Payday loans in Meade follow Kansas law (Kansas Consumer Credit Code, K.S.A. 16a-2-404).
  • Borrowing $300 at the state maximum costs $45 (15% fee).
  • The nearest larger city is Dodge, about 37 miles away.

Meade at a glance

Meade
Population (2024 Census estimate)1,436
Change since 2020-4.3% (shrinking)
CountyMeade County
Size rank among 367 Kansas places we cover147th
Nearest larger cityDodge (about 37 miles)
Credit unions headquartered in town (NCUA)None
Other towns within 25 miles6 (about 3,795 residents)
Typical payday APR statewide (CRL 2023)391%

There is no separate Meade payday law: Kansas rules apply here, and any lender serving Meade residents, online or in person, needs a license from the Kansas Office of the State Bank Commissioner.

Credit unions near Meade

NCUA data (June 2026) shows no credit union headquartered in Meade or Meade County. Many credit unions have branches in other towns or accept members online. Use the NCUA’s Credit Union Locator to find one near you.

Only federal credit unions can offer payday alternative loans (PALs), capped at 28% APR; state-chartered credit unions often have their own small-loan products. Membership rules apply, and only main offices are listed here; find branches near you with the NCUA Credit Union Locator. See how PALs work.

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Payday loan rules that apply in Meade

In short, Kansas rules that cover Meade include: maximum loan: $500; maximum fee: 15% of the amount advanced; loan term: 7 to 30 days. See the full Kansas payday loan rules.

What a $300 loan costs in Meade

The Center for Responsible Lending put the typical APR on a $400 payday loan in Kansas at 391% (June 2023). For $300 at the state maximum, expect $45 (15% fee). Check any offer with our payday loan calculator.

Other help in Meade County before you borrow

Before a payday loan, Meade residents can usually find something cheaper:

  1. Local assistance through 211 covering Meade County.
  2. A credit union payday alternative loan (max 28% APR). See PALs explained.
  3. Your bank’s small-dollar loan, if offered (compare banks).
  4. A cash advance app for $20–$500 (apps compared).

Towns near Meade

The nearest larger city is Dodge, about 37 miles away. See all 367 Kansas cities.

Need cash before payday?Send one free request to our lender network. We are not a lender; offers and rates come from lenders.

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Frequently asked questions

Are payday loans legal in Meade?

Yes. Payday loans are legal in Meade under Kansas state law, and lenders must be licensed by the Kansas Office of the State Bank Commissioner.

How much does a payday loan cost in Meade?

At Kansas’s maximum fee, borrowing $300 costs $45 (15% fee). The typical statewide APR was 391% in 2023.

Where is the nearest credit union to Meade?

NCUA data shows no credit union headquartered in Meade or its county. Use the NCUA credit union locator to find branches and online credit unions.

Sources

  1. U.S. Census Bureau — City and town population totals, Vintage 2024
  2. U.S. Census Bureau — 2024 Gazetteer files (place locations)
  3. NCUA — Credit union call report data, June 2026 (FOICU)
  4. K.S.A. 16a-2-404
  5. Center for Responsible Lending — Red Alert Rates: APRs on $400 single-payment payday loans (June 2023)
  6. CDFI Fund — NCUA payday alternative loans summary
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